In high-risk areas, insurance is becoming a luxury good. When losses mount, traditional insurers have one tool: non-renewals. This leaves entire communities uninsured while the wealthy access premium risk engineering services that actually prevent losses.
Admitted lines insurers lack cost-effective loss control options to manage risk proactively.
Risk engineering services are prohibitively expensive for most insurers to implement at scale.
Non-renewals create insurance deserts in vulnerable communities that need protection most.
Only surplus lines insurers like AIG and Chubb can afford comprehensive risk mitigation programs.
Advanced risk mitigation with white-glove service and platform economics
Proven wildfire mitigation starting with the highest ROI intervention—defendable space around structures.
Quantifiable risk reduction with continuous monitoring and optimization that proves ROI.
Platform efficiency that makes advanced risk engineering affordable for all insurers, not just the elite.
Stop losses before they happen rather than just transferring risk and paying claims after disasters.
Help insurers serve vulnerable communities instead of abandoning them through non-renewals.
Enable long-term insurability in high-risk areas through effective risk reduction and loss control.
We're starting with Zone Zero—the defendable space immediately around structures. It represents the highest ROI in wildfire mitigation and the most cost-effective entry point to prove that risk engineering can be scalable and economically viable.
Quantifiable risk reduction with proven methodologies
Costs less than expected claims, delivering clear ROI
Easy to implement and maintain with existing workflows
Ongoing verification and optimization of risk reduction
"We're not trying to solve every risk at once. We're starting with the most cost-effective intervention and building from there."
